Banking Credit Risk Manager

Salary: £72,000 – £84,000 per year

Our client an international bank is seeking credit risk manager to join their team on a permanent basis. The role is to assist Head of Risk to manage a robust Credit Risk Management Framework for the London Branch, to ensure that London Branch has appropriate systems and controls in place for measuring, managing, and controlling credit risk.

Assist credit risk management which including credit policy, credit review and approval, post-loan credit management, bad loan collection etc. to ensuring that the business has appropriate risk controls.

Responsibilities & Accountabilities

• Assist to provide advice on all aspects of credit risk management including ensuring that the branch has robust standards, controls and practices in place to mitigate the credit risks which could impact upon its capital, earnings, reputation, business operations, opportunities or otherwise.
• Assist to provide timely information on the credit portfolio performance, credit approval information, early warning signal management, and identification of risk trend through regular and ad-hoc reporting.
• Assist to manage the risk management committee and credit committee and support the chairperson of the above committees.
• Assist to delivery of the credit policy framework including branch risk appetite framework, pre-loan credit policy, credit review and approval policy, post-loan policy, internal rating model development, delegation of authority of branch etc.
• Help to maintain the effective communication line with HO corresponding departments on related risk issues
• Assist to manage the credit review & approval process and implement the new product credit assessment including presenting to Credit Committee
• Assist to manage the post loan credit review & annual review process.
• Ensuring compliance with bank credit risk policies.
• In addition to these duties, the Employee may from time to time be required to undertake additional or other duties within his/her capacity as necessary to meet the needs of the bank’s business.

Specifications

• Degree holder from a reputable university
• CFA / CPA qualification will be a plus
• Minimum 3-5 years of Credit Risk experience in banking industry with good credit risk knowledge
• Demonstrable experience in performing credit analysis for corporate customers
• Entrepreneurial mind set to help develop a growing branch