Senior Manager_commercial Banking

Our client, an international bank new name in the Retail and Commercial Banking sector, are going through an exciting expansion phase in their Commercial Mortgage Lending team and are recruiting for a Senior Lending Manager based in London.

Your role will be focussed on underwriting short term mortgage applications in line with the company lending policy and to manage the application through to completion.

Role Responsibilities:
* An ability to adopt a pragmatic approach to underwriting mortgage applications within approved lending mandate
* To understand and analyse key items such as credit searches, bank statements, financial accounts, property valuations and business appraisals in order to make informed lending decisions
* To deliver high levels of accuracy and attention to detail in data input and all written communication produced
* Able to develop a rationale for those cases outside of own lending mandate or company lending policy and communicate findings to Credit Risk department for their consideration
* To build successful working relationships with external contacts such as brokers, customers, surveyors and solicitors as well as internal teams such as administrators, creditrisk and finance to ensure all lending requirements are satisfied prior to release of funds
* To effectively manage a large pipeline of cases through to completion, ensuring both company service standards and the lending policy is complied with throughout
* To deal with all internal and external telephone & email enquiries efficiently and within company standards
* Ensure a good understanding of all of the company’s policies, procedures and compliance guidelines, installing the principles in your daily practice to protect the company from any associated risks
* To embrace the principles of treating customers fairly and responsible lending in all decision making

Experience Required:

* Achieved and maintained a mortgage lending mandate
* An excellent understanding of the commercial mortgage sector
* A good knowledge and understanding of legal conveyancing
* Experience of working to tight deadlines
* Experience of working in a team
* Computer literate (good knowledge of MS Office suite – Excel, Word, Power-Point)
* Good knowledge of compliance procedures within the mortgage industry.
* Advanced at the reading of financial accounts, valuations, business appraisals and creditsearches.
* Analytical and pragmatic approach to underwriting