Decision Scientist

Decision Scientist UK

Up to £72,000 per annum – North London

Financial Services

This is an interesting opportunity for a capable and ambitious Decision Scientist / Statistician. Reporting to the Head of Credit Risk, you will work closely with the senior risk team to develop and deliver complex analytical models and solutions to optimise the performance of their UK loan portfolio, including the development, monitoring and optimisation of scorecards and strategies across the lifecycle of a credit product.

Develop and maintain a suite of scoring models and segmentation tools for the core lending decisions, including new customer accounts, existing customer management, fraud and collections using best in class statistical techniques
Drive the recognition, development and usage of new data sources which add incremental value to credit risk management decision processes across the credit lifecycle
Support improvements in the delivery of our product suite to customers through innovation and analysis of large volumes of data to optimise returns while managing risk
As a primary consumer of data, support the development of our data architecture and modelling infrastructure to develop an industry leading data environment and competitive advantage for the business.
Ensure a high standard of documentation is maintained at all times
Carry out fit for purpose model validation and established automated monitoring routines and tolerances redeveloping models as necessary
Project manage core credit risk projects and represent the views of credit risk within broader cross functional initiativesThe ideal candidate

A degree in a mathematical/statistical or associated discipline
A strong understanding of regression and other machine learning techniques and have experience with various implementations (R, Python, Matlab, SAS, SPSS, etc.)
Hands on experience of building and implementing credit risk scorecards such as application, behavioural, fraud, propensity and collections
Experience of working with large data sets

By applying for this role, your details will be sent to the Ortolan Group, who are acting as consultants for the hiring company. The Ortolan Group are engaged to review applications and to forward on those that match the requirements of the role.We will endeavour to respond to all applicants within three working days. Occasionally for roles with a very high volume of applicants, this may not be possible.